How we can help

Embark on your financial journey filled with possibilities.

Let's explore how we can achieve your dreams together with mortgage solutions tailored just for you.

Forget the ordinary, let's make your mortgage experience extraordinary.

Trust in personalized service that goes beyond the numbers.

Your dream home is within reach!

What are the benefits of using a mortgage broker?

Better than a bank.

A bank is limited to providing only the products available at its own institution, whereas licensed mortgage brokers facilitate a significant volume of mortgage transactions annually with major banks, credit unions, trust companies, and other financial institutions across Canada. This allows them to present a wider array of options and access to numerous mortgage products. Consequently, clients enjoy the reassurance of knowing they are securing the most suitable mortgage tailored to their specific requirements.

A team you can trust.

When buying your first home, tapping into your home equity for investments or enjoyment, or renewing your existing mortgage, making an informed decision is crucial. It's essential to seek out professional, impartial guidance. Our dedicated and knowledgeable mortgage brokers are here to assist clients throughout Southwestern Ontario and beyond!

There are generally two ways to get a mortgage in Canada: from a bank or from a licensed mortgage professional.

How much does it cost?

Mortgage experts are on your side, prioritizing your needs over those of the banks, ensuring they represent your best interests. Their assistance is complimentary from the initial consultation right through to the final signing of your mortgage agreement. A fee is only applicable in cases requiring complex credit solutions, where a mortgage professional can offer options and support that a traditional bank simply cannot.

Types of Mortgages

There are many different types of lending for both residential and commercial real estate purchases. Find out about some of them below.

Residential Mortgages

Dedicated mortgage agent prioritizing your approval. Expertise to simplify application process. Reviewing finances, finding suitable lenders, securing best terms. Client-centered approach: clear communication, personalized advice, continuous support for your homeownership journey. Trust in my guidance for smooth mortgage approval.

Mortgage Refinance

Mortgage refinancing can offer homeowners a pathway to better financial health, whether it’s securing lower interest rates, reducing monthly payments, or consolidating debt. I provide comprehensive support, from evaluating your current mortgage and financial situation to securing a refinancing deal that optimizes your financial benefits.

Mortgage Switches

Switching your mortgage can be a strategic move to capitalize on lower interest rates, better terms, or to access home equity. As a seasoned mortgage agent, I am here to assess your current mortgage, understand your financial goals, and find a new lender that meets your needs more effectively. I handle the complexities of the switch, ensuring you are well-informed and supported every step of the way.

Reverse Mortgage

Unlock the value of your home with our premier reverse mortgage services. We provide personalized solutions to help seniors access the equity in their homes, providing financial freedom and security.

Commercial Financing

Empower your construction projects with our tailored financing solutions. We specialize in providing comprehensive construction financing services to help you fund and achieve your building ambitions smoothly and efficiently.

Private Lending

Private lending can be an ideal solution for those who may not qualify for a traditional mortgage loan. This could include first-time home buyers, those with lower credit scores, self-employed individuals, and individuals with a high debt-to-income ratio.

Learn More About Mortgages

Mortgage Renewal

Many Canadians invest considerable time and energy in the process of selecting their first mortgage. However, when it comes time to renew, many individuals accept their current lender's terms without exploring options, resulting in missed opportunities for better rates or conditions.

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Home Equity

One of the simplest and most cost-effective methods for accessing funds is through the equity built up in your home. This approach is particularly favored by homeowners, especially when they have a favorable first mortgage established.

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Mortgage Life Insurance

Mortgage insurance offers a swift, simple, and cost-effective way to safeguard your investment. Acquiring a home is likely the most significant expense you'll ever incur. At Indi Mortgages, we view it as a vital investment in your family’s financial future, which deserves to be protected.

Learn more

Don't let your
dreams of homeownership
fade away!

If you're in search of a mortgage to assist you in achieving your goals, look no further than Mortgages By Design. Begin your journey by reaching out or applying today, and we will support you throughout your incredible path to homeownership, guiding you at every turn.

Apply Now